Effective Date: October 2024

At Legacy 360, we are committed to safeguarding your personal information and protecting your privacy. This Privacy Policy outlines how we collect, use, and protect your personal data when you engage with our services, including our website, communications, and any products or services we provide. Your trust is our top priority, and we take the responsibility of handling your information seriously.

1. Information We Collect

When you interact with Legacy 360, we may collect the following types of information:

Personal Information:

   •   Name

   •   Contact Information (Email, Phone Number, Mailing Address)

   •   Date of Birth

   •   Financial Information (for insurance applications)

   •   Health Information (only for the purpose of offering appropriate life insurance products)

   •   Government Issued IDs (such as a Social Security Number or Tax Identification Number)

Non-Personal Information:

   •   Browsing Data (IP Address, Browser Type, Usage Information)

   •   Cookies and Similar Technologies (to enhance your experience on our website)

2. How We Use Your Information

The personal information we collect is used for the following purposes:

   •   To provide life insurance products and services tailored to your needs.

   •   To process applications, claims, and transactions related to your policies.

   •   To communicate with you regarding policy updates, product offerings, or other relevant information.

   •   To improve our services and user experience through website analytics and customer feedback.

   •   To comply with legal obligations or to protect the rights, property, or safety of Legacy 360 and our clients.

3. Sharing Your Information

At Legacy 360, we do not sell or share your personal information with third parties for marketing purposes. We may share your data only in the following circumstances:

   •   With our trusted service providers who assist in offering our products and services (e.g., insurance carriers, third-party administrators).

   •   With your consent, where applicable, for specific requests or policy adjustments.

   •   To comply with legal or regulatory requirements, such as law enforcement or government agencies, where mandated.

All third parties who process your information on our behalf are required to comply with strict confidentiality standards.

4. How We Protect Your Information

We use industry-standard security measures to ensure your personal data is protected against unauthorized access, loss, or misuse. These measures include encryption, firewalls, and secure data storage practices. We continually update our practices to maintain the highest level of security.

5. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

   •   Access to your personal data: You may request a copy of the information we hold about you.

   •   Correction of inaccurate data: You can request corrections to any inaccurate or incomplete information.

   •   Deletion of your data: In certain cases, you may request the deletion of your personal information.

   •   Opt-out of marketing communications: You can opt out of receiving promotional emails or updates at any time.

To exercise any of these rights, please contact us using the details provided below.

6. Cookies and Tracking Technologies

Our website uses cookies and similar tracking technologies to enhance your browsing experience. Cookies help us understand how you use our site, which enables us to improve functionality and provide personalized content. You may adjust your browser settings to reject cookies, though this may affect your experience on our site.

7. Changes to This Privacy Policy

Legacy 360 reserves the right to update this Privacy Policy as needed to reflect changes in our practices or comply with legal requirements. We encourage you to review this page periodically for the latest updates. Any significant changes will be communicated to you through appropriate channels.

8. Contact Us

If you have any questions or concerns regarding this Privacy Policy or how your data is handled, please reach out to us:

Legacy 360

Email: fernanda@fernandaadrielesilva.com

Phone: 978-321-3337

We are here to ensure your privacy and protection at every step of the way.