Effective Date: October 2024
Welcome to Legacy 360. These Terms of Service (“Terms”) govern your use of our website, services, and any related content offered by Legacy 360. By using our services or visiting our website, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please refrain from using our services.
1. Overview of Services
Legacy 360 provides life insurance products, annuities, financial planning, and related services. Our services are designed to help individuals, families, and businesses secure their financial future. Please note that all insurance products are subject to terms and conditions as outlined in specific policies and are provided in compliance with applicable laws and regulations.
2. Eligibility
By accessing our website or engaging with our services, you represent that you are at least 18 years old and legally capable of entering into binding agreements. Legacy 360 services are intended for residents of the United States unless otherwise specified. We reserve the right to refuse service to any individual or entity at our sole discretion.
3. Use of Our Website
Acceptable Use:
When accessing our website, you agree to:
• Use the site and services in compliance with all applicable laws.
• Provide accurate information when using forms or communicating with us.
• Respect the rights of other users and refrain from any activity that may disrupt or harm the website.
Prohibited Use:
You agree not to:
• Engage in any unauthorized access, tampering, or use of our website.
• Upload or transmit malicious software, viruses, or any harmful code.
• Attempt to interfere with the security or integrity of our website or services.
Any unauthorized use of our website or services may result in termination of your access and legal action.
4. Intellectual Property
All content on our website, including text, images, logos, graphics, and other materials, is owned or licensed by Legacy 360. The content is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or republish any content from this site without prior written consent from Legacy 360.
5. Third-Party Links and Services
Our website may contain links to third-party websites or services. These links are provided for your convenience, but Legacy 360 does not endorse or control these third-party sites. We are not responsible for the content, privacy policies, or practices of any third-party websites. Your use of these sites is at your own risk, and we encourage you to review their terms and privacy policies.
6. Limitation of Liability
While we strive to provide accurate and up-to-date information, Legacy 360 does not guarantee that the content on our website or any of our services will be free from errors, omissions, or interruptions.
To the fullest extent permitted by law:
• Legacy 360 will not be liable for any indirect, incidental, or consequential damages arising from the use of our website or services.
• Legacy 360 will not be liable for any loss of data, loss of revenue, or any other damages, regardless of the theory of liability.
Our services are provided on an “as is” basis, and we disclaim all warranties, express or implied, to the extent permitted by law.
7. Termination
Legacy 360 reserves the right to terminate or suspend your access to our website or services at any time, with or without notice, for any reason, including a violation of these Terms. Upon termination, you will no longer have access to any services provided by Legacy 360, and any ongoing obligations, such as payment for services, will remain in effect.
8. Changes to These Terms
We may update or modify these Terms from time to time to reflect changes in our business or legal requirements. Any changes will be posted on this page, and we encourage you to review the Terms periodically. Your continued use of our services after any changes are posted will constitute your acceptance of the updated Terms.
9. Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Massachusetts, without regard to its conflict of laws principles. Any disputes arising out of or relating to these Terms will be resolved in the courts of the State of Massachusetts.
10. Contact Information
If you have any questions, concerns, or feedback regarding these Terms, please contact us:
Legacy 360
Email: fernanda@fernandaadrielesilva.com
Phone: 978-321-3327